MoneyTap - Credit Cards & Loan

Features MoneyTap - Credit Cards & Loan

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⚡MoneyTap is a Credit App and an Instant Personal Loan App in India.
Get Instant approval for credit up to ₹5,00,000 & pay interest only on the amount you withdraw from your balance.Our Interest rates start from as low as 12%.
Interest is payable on the exact loan amount borrowed from your approved credit limit.→ Salaried employees only.
Minimum salary = ₹30,000 per monthWe aim to provide better services to our customers with the flexibility of getting credit that can be used as an early salary.What features make MoneyTap the best instant personal loan app in India?● Borrow any amount or sum of money (starting at ₹3,000) from your approved Credit Limit (up to ₹5 Lakh)● Pay interest only on the amount you use● Instant personal loan without any risk● Fully digital, paperless experience● Select your flexible EMIs & pay laterLoan Terms & FeesGet - ₹3,000 to ₹5 lakhsInterest rates - 12% to 36% per annumAPR - 10% to 70%EMI tenures - 3 to 36 monthsLow processing fees - 0% to 7%Low one-time setup fee - ₹199 to ₹999 For ₹1,00,000 personal loan borrowed for 1 year, with interest rate @13% per annum*, a user would pay:- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360- Setup fee of ₹999+GST = ₹1181/- to be paid upfront- Interest = ₹7,181- EMI = ₹8,932Total amount to pay = ₹1,10,725/-*Interest Rate varies based on your risk profile.Only a fraction of our customers get an interest rate higher than 30% per annum.Documents required● Aadhaar number● Identity proof (Driving licence/Voter ID/Passport/Aadhaar/PAN)● Address proof (Driving licence/Voter ID/Passport/Aadhaar/Utility bills/bank statements)● Passport-sized photo/Selfie● You can get a personal loan online on your Aadhaar card.
E-sign your application with registered mobile OTP for fast-tracked applicationHow does MoneyTap work?Get an instant loan in 3 steps:● Log on to the MoneyTap credit app, enter information such as age, city, PAN, and income, and check your eligibility● Complete KYC verification, submit documents online● Transfer money to the bank account from the approved amountAvailable in 1200+ cities.MoneyTap Personal Loan Application Uses● Phone pe loan - use it as an urgent online personal loan or as an early salary for emergency● Wedding loan for marriage expenses● Loan for home renovation and repairAdditionally, also make financial transactions via the app such as paying your rent online.
Once can use Net banking or card payment to pay their monthly rent bills, society maintenance bills etc.--With your consent, we ask for SMS and Call log permissions to facilitate approvals for your loan request in compliance with applicable laws.
This is essential & core to facilitate lending services & fraud prevention.
We DO NOT collect, read, or store any personal SMSs, maintaining your privacy & protection.
Additionally, these permissions are needed for SIM Binding flows (verification, security & compliance by our bank partner) and for utility & financial transactions such as RENT PAYMENT.Our Lending Partners:→ SMFG India Credit Co.
Ltd.
(Formerly Fullerton India Credit Company Limited)https://bit.ly/46KNzh9→ Incred Capital Financial Services Pvt Ltdhttps://bit.ly/3eTT0op→ Kisetsu Saison Finance (India) Private Limitedhttps://bit.ly/3RUWndD→ Cholamandalam Investment and Finance Companyhttps://bit.ly/Cholamandalam→ Transactree Technologies Pvt Ltdhttps://bit.ly/3UkU5WJ→ Tapstart Capital Pvt Ltd.https://bit.ly/3qOUeEc→RBL Bank Ltd.https://bit.ly/3DRE98LContact: [email protected]